Personal Loan Scheme

The next product or service that would like to be offered to members of the Cooperative is a Personal loan scheme.

A personal financing scheme based on the shariah concept and offered to all members of KOPERASI MODAL DAN AMANAH MALAYSIA BERHAD (KOP-MNA) who serve in the government sector and statutory bodies.

The purpose of providing this financing facility scheme is for important and beneficial matters or to overcome and alleviate the problems of Cooperative members who are in trouble or difficulty. It is more of an aid scheme for Cooperative members that must be repaid according to the agreement.

Personal financing is an easy and quick way to solve unexpected financial problems in a short period of time. To avoid the problem of personal loans from unlicensed/unauthorized parties with f and excessive charges, the Cooperative is ready to help the members of the Cooperative with an affordable financing scheme.

Funding repayments will be managed through salary deductions through the Space Service Bureau (BPA) so that member loan repayments can be managed in an administrative and systematic manner.

Further information on the criteria of the Personal Financing scheme offered by the cooperative can refer to the Appendix section.