The Cooperative Micro Loan Scheme is a conventional unsecured loan scheme that is offered to all members of the KOPERASI MODAL DAN AMANAH MALAYSIA BERHAD (KOP-MNA) who run small businesses with the following business characteristics:-
The purpose of Micro Loans given is as business capital assistance to Cooperative members, including:-
The Cooperative is ready to offer Micro Loans to qualified Cooperative members, which is in line with the Government's call to help small and medium-sized entrepreneurs overcome the problem of lack of working capital due to the Covid-19 pandemic.
Through the implementation of the Micro loan scheme, the Cooperative is confident that it can attract the attention of the public to join the membership of the Cooperative.
Further information on the criteria of the Micro Loan scheme offered by cooperatives can refer to the Appendix section.